Contaminated land

Home Environmental Liability Policy - the right choice for residential cover

Why insure against contaminated land when Local Authorities are unlikely to ask a householder to pay for clean-up costs?

It's a good question. A council may be well within their rights to ask homeowners to pay for remediation costs, but realistically, we think it’s unlikely. So why bother with insurance? Simple: it can prevent your client’s dream buy from becoming a nightmare purchase.

The fact is, dozens of properties are being added to the Local Authorities’ Public Registers of Contaminated Land every week, and this will be revealed in any subsequent environmental report. Until prolonged investigations are completed, those houses will have a serious blight problem.

This, as much as the risk of contaminated land itself, is the frightening scenario facing thousands of future homeowners. And imagine their reaction if, as a result of it being placed on the register, the house won’t sell for its true worth, with its value severely compromised.

But it doesn’t have to be like that. Our Home Environmental Liability Policy covers any shortfall in the market value of the property when sold in the future, following a claim. And if the Local Authority does decide to ask for a contribution from your client, it covers all costs and expenses for remediation as well.

To take advantage of this offer, call us now on 01603 617617, email enquiries@cli.co.uk or log on to our online quotation service Elite (cli-elite.co.uk). Just select 'residential', followed by 'environmental' within the quotation process and you'll receive your quote in seconds.

Click here to find out more about our residential cover.

Terraffirm - the right choice for commercial cover

Our commercial contaminated land policy is designed specifically for existing light or non-industrial properties such as hotels, shops and restaurants. It provides purchasers with complete peace of mind from the threat of historical land contamination, and offer various levels of cover, that are available both with and without an environmental report. Click here to find out more about Terraffirm, our comprehensive commercial cover.