An increasing number of homeowners are facing long periods of personal and financial uncertainty as their local authority takes action to clean up contaminated land in their jurisdiction under Part IIA of the Environmental Protection Act 1990.
The complexities of deciding who is responsible for cleaning up contaminated land can take months or even years, leaving householders to cope with the fact the property may be seriously blighted and facing a highly unpredictable future.
Click here for our list of contaminated land case studies from across the UK.
An environmental report goes some way to identifying whether or not contaminated land is an issue, however Countrywide's Home Environmental Liability Policy offers householders the full protection they need against the financial implications resulting from their property being contaminated. What's more, a claim can be made on the policy as soon as the local authority notifies the homeowner that their land is contaminated and we can act quickly to remediate their property.
Failed environmental reports
If your clients' environmental report has not passed, or has been referred and further action is recommended, it doesn't mean that insurance is no longer an option. It is. And in the majority of cases we will be able to provide cover, so before you embark on further research into why the report failed, contact Countrywide.
Insurance as a cost-effective approach offers benefits for both you and your client:
For you – avoid time-consuming additional enquiries.
For your client – insurance is a quick solution to allow the transaction to proceed and offers complete peace of mind should any historical contamination subsequently be discovered.
Applying for cover
To enable us to provide you with a quote, simply contact us confirming the following information.
- No re-development or change of use is proposed at the property
- No remediation notices have been served and no enquiries have been exchanged with the relevant enforcing authority about contamination affecting the property or surrounding area.
If you are unable to confirm either of the above, please provide us with further details to enable us to consider the enquiry.
No, or passed, environmental report
Applying for cover policy couldn't be easier. To enable us to provide you with a quote, simply contact us confirming the following information.
- No re-development or change of use is proposed at the property
- No remediation notices have been served and no enquiries have been exchanged with the relevant enforcing authority about contamination affecting the property or surrounding area.
If either of the above do not apply, please provide us with further details to enable us to consider the enquiry.
Summer sale! Summer sale! Summer sale! Summer sale! Summer sale!
For three months from July 1st, you can arrange residential environmental cover for a £1m limit of indemnity and 15 year period for just £25 (incl. IPT).
To take advantage of this offer, call us now on 01603 617617, email enquiries@cli.co.uk or log on to our online quotation service Elite (cli-elite.co.uk). Just select 'residential', followed by 'environmental' within the quotation process and you'll receive your quote in seconds.